Salary: 3000€/3300€ + Perks

Junior KYC Analyst – Group Life & Individual Life

Mission Overview

As a Junior KYC Analyst, you will contribute to AML periodic recertification activities for both Group Life and Individual Life portfolios.
Your role will focus on ensuring regulatory compliance through thorough due diligence reviews and risk assessments of existing clients.

Mission Objective

Support the execution of AML periodic reviews by conducting comprehensive KYC analyses, identifying financial crime risks, and ensuring adherence to regulatory and internal compliance standards.

Key Responsibilities

🔎 KYC & Due Diligence

• Perform periodic and event-driven KYC reviews.

• Collect, verify, and assess customer identification documentation.

• Analyze beneficial ownership structures and ensure accurate documentation.

• Conduct customer risk assessments and determine appropriate risk classifications.

⚠️ Risk & Compliance Monitoring

• Perform Enhanced Due Diligence (EDD) for high-risk customers (e.g., PEPs, sanctioned entities, high-risk industries or jurisdictions).

• Screen customers against sanctions lists, PEP databases, and adverse media sources.

• Review screening alerts and assess whether matches require escalation.

• Identify potential financial crime risks and escalate issues to AML/Compliance teams when necessary.

• Provide clear, well-documented rationales for risk assessments and escalations.

📊 Operational Excellence

• Contribute to meeting KPIs related to periodic recertification timelines.

• Ensure accuracy, consistency, and completeness in documentation.

• Maintain high-quality standards while working under time constraints.

Expected Profile

🎓 Education & Experience

• Bachelor’s degree in Finance, Law, Business Administration, Compliance, or a related field.

• 1–3 years of experience in KYC, AML, Compliance, or Customer Due Diligence.

• Strong understanding of AML regulatory requirements.

• Experience with KYC/AML screening tools (e.g., World-Check, Finscan, Comply Advantage) is an asset.

Core Competencies

• Strong analytical and investigative skills.

• Excellent attention to detail.

• Ability to work accurately under time pressure.

• Strong written and verbal communication skills.

• Clear documentation and reporting capabilities.

Mindset & Soft Skills

• Ability to work both independently and within a team-oriented environment.

• Critical thinker with sound judgment.

• Solution-oriented and proactive approach.

• High level of integrity and professional ethics.