Tech Lead Payments H/F

[SKALEET]

Skaleet builds the core banking engine behind banks and neobanks: accounts, payments, cards. Our platform runs in production for 30+ regulated financial institutions in 15 countries, including Crédit Agricole, Caisse d'Epargne and Nirio (FDJ United), and manages over 10 million accounts.

In 2026, Euromoney named Skaleet the best banking solution in Europe. Our revenue grew by 40% in 2025. We are about 100 people, based in Boulogne-Billancourt.

Our platform moves real money every day: salaries, payments, transfers between banks. Making those flows reliable is at the heart of our engineering work.

[Job Description]

💡 Context

You will join the Payments Domain of our Software Factory, made up of three squads (Payment Initiation, Interbank Operations and Monetics), and take the technical lead of the Interbank Operations squad.

This squad connects our core banking platform to the interbank networks: ISO 20022 file exchanges with sponsor banks, SEPA, TARGET2 and cross-border payments, payment statuses and rejects, BIC directory, and the opening of new payment networks.

You will work hand in hand with the squad's Product Manager and a team of 4 developers based in France and Vietnam. This is a hands-on technical leadership role: developers report to the Payments Engineering Manager, and you lead the technical side.

🤖 AI-driven development

At Skaleet, we develop our features with AI. Most of our developers are AI-driven, from design to development. As Tech Lead, you will promote good AI practices in the squad (agents, prompting, skills).

👉 Your future missions

Technical leadership

• Own the technical direction of the squad: design, code reviews, architecture decisions on your scope, documented and explained.

• Help developers grow and spread good practices, in a team distributed between France and Vietnam.

• Represent the squad in cross-team technical discussions with the other Tech Leads and the VP of Engineering, and drive major technical evolutions.

Product & roadmap

• Work closely with the Product Manager: frame topics technically before development, challenge the roadmap on feasibility and risk, and help prioritize.

• Translate business and regulatory needs into robust, pragmatic technical solutions.

Interbank payment flows

• Build and evolve the integrations with banks and payment networks (SEPA, TARGET2, cross-border).

• Handle the full lifecycle of a payment: ISO 20022 messages (pain, pacs, camt), statuses, rejects and returns, reconciliation.

• Support the migration of our clients to our new payment engine.

Quality & production

• Develop features to the highest quality standards and strengthen our test pyramid.

• Act as the technical point of reference when a payment flow is blocked in production, and fix root causes rather than symptoms.

• Take part in the domain's on-call rotation.

🛠️ Tech stack

• Core platform: PHP 8.2, MariaDB, modules in TypeScript

• Messaging and data: RabbitMQ, Redis, Elasticsearch

• Infrastructure and tooling: Debian, Docker, Kubernetes, GitLab CI

• Payments: ISO 20022 (pain.001, pacs.008, pacs.002, camt.053), file exchanges with banks, our own payment engine

[Desired Profile]

✨ You are a great match if:

• Master's degree from an engineering school, or equivalent experience.

• 6+ years of experience in back-end software development.

• Proven experience as a Tech Lead or technical referent of a development team.

• Still hands-on: strong object-oriented back-end skills in production (PHP / Symfony ideally; Java, Kotlin, C# or back-end TypeScript welcome).

• Experience with payments: SEPA, ISO 20022, transfers, direct debits, clearing, SWIFT or TARGET2.

• You have led large-scale projects end to end (migration, new module, new integration), over several months and with a clear business impact.

• Sound testing and code quality practices (clean code, hexagonal / Clean Architecture, DDD).

• Fluent French and professional English.

Nice to have

• Hands-on experience with interbank networks (STET / CORE, EBA STEP2, TARGET2, SCT Inst).

• File-based and batch integrations: scheduled jobs, reconciliation, rejects and returns.

• Experience at a banking software vendor, a payment institution or a PSP.

• Experience with asynchronous systems, idempotency and high transaction volumes.

• Experience working with distributed or offshore teams.

The profile that works here

• You lead through expertise and example, without needing a hierarchical title.

• You move forward on your own, propose solutions and defend your choices, and you accept being challenged, including by more junior engineers.

• You form a real duo with your Product Manager: you know when to compromise and when to hold firm, without ever exposing clients to risk.

• You feel responsible for the money flowing through your code: you document, get sensitive changes reviewed, and always plan a rollback.

• You communicate clearly with developers, project teams, support and partner banks.

🎉 The benefits of joining Skaleet

• Hybrid work: up to 2 days of remote work per week

• 25 days of paid vacation and 12 additional days off (RTT) per year

• Health insurance: Alan Blue

• A Swile card to cover your meals on workdays

• Brand-new offices in Boulogne-Billancourt, right next to Metro Line 10

[Recruitment Process]

1. A video call with Maxime, HR Manager (30 min).

2. A technical interview with one of our Tech Leads (60 min).

3. A peer-programming exercise (90 min).

4. An interview with Nicolas, our VP of Engineering (60 min).

5. A final meeting at our office with Victor, our Chief of Staff.

We look forward to discovering your profile!